A free payments reference for AI assistants. Ask about a card decline code, a chargeback reason code, a 3-D Secure result or a payments term, and get what it means, what to do next and the source. No sign-in, no customer data, read-only.
Server URL
https://plugin.beastinsights.com/mcp
Authentication
None
Access
Read-only
Price
Free
Connect it
Claude
Open Settings → Connectors and choose Add custom connector.
Name it Beast Insights and enter the URL https://plugin.beastinsights.com/mcp.
Leave the authentication fields empty and select Add.
Ask a payments question in any chat. Claude calls the connector when the question needs it.
Other AI assistants
Any assistant or MCP client that supports remote MCP servers over Streamable HTTP can connect to https://plugin.beastinsights.com/mcp with no authentication.
What you can ask
Card decline codes
explain_decline_code
ISO 8583 response codes such as 05 and 51, and processor codes from Stripe, Adyen, Braintree, NMI, Authorize.net, Checkout.com, Worldpay, PayPal and Square. Returns the meaning, whether it is a soft or hard decline, the card networks’ retry rules, likely causes, and next steps for merchants and for cardholders.
TryWhat does decline code 05 mean, and should I retry the payment?
Chargeback reason codes
explain_chargeback_reason_code
Visa, Mastercard, Amex and Discover reason codes. Returns what the cardholder is claiming, the time limits, typical causes, the evidence that usually wins, and prevention steps.
TryExplain Visa chargeback reason code 10.4 and what the merchant can do.
3-D Secure results
explain_3ds_result
transStatus and ECI values or the error text, for 3DS1 and 3DS2. Returns what happened, whether the payment was authenticated, who carries the liability, and whether to retry.
Try3-D Secure came back transStatus N with ECI 07. What happened?
Payments terms
define_payment_term
Plain-language definitions of payments, card-processing and chargeback terms, with related terms.
TryWhat is a rolling reserve?
How answers work
Every answer includes its source links: Beast Insights articles and the card networks’ or processors’ own documentation.
Answers carry an as-of date. Network rules change, so confirm current limits with your acquirer.
Answers are reference information, not legal or financial advice.
What it doesn’t do
It needs no sign-in and holds no customer or account data.
It never asks for card numbers, and it refuses requests that contain one.
It doesn’t move money or change anything: every tool is read-only.
It doesn’t recommend processors or products.
Fair-use rate limits apply. If you hit one, the connector says so; try again shortly.
Privacy
The server keeps no sessions and sets no cookies. Its logs record the tool name, response time and outcome of each call, not your question or the tool’s inputs. Full details are in the privacy policy.